Kristine Du
Personal Finance & YNAB Certified Coach
Get organized, stress less, and take control of your money
You're out here earning money and you've got big plans — buy a home you love, start a family (baby or puppy?), backpack South America, fund your pickleball obsession. The goals are clear. But somehow the money’s gone before the month is. Any of this sound familiar?
You make decent money but are still stressed every month
Your paycheck disappears before you know where it went
You avoid checking your bank account because you’re not sure what you’ll see
You have a big life change coming up — new job, new city, new person in the picture — and your money needs a plan to match
I help people get clear on where their money is going so they can spend without guilt and save without stress. Good things happen when your money has a plan. Let's build one together.
About
👋 Hi, I'm Kristine! I'm a planner by nature and software engineer by profession, so I'm always looking for the most efficient path to get from A → B. Budgeting is no different.I've been using YNAB for over a decade. Within months of starting, I'd paid off the last of my student loans and was hooked, but it took about a few years before the guilt actually faded.I remember avoiding a gym membership for ages because it felt like an indulgence. Once I finally let myself invest in things I loved, I found pole dancing — and eventually saved enough to take a career break just to train for a competition.Having a plan didn't just give me flexibility, it let me make my dreams come true, and my family's too. A career change, a cross-country move, a dog, a house, a baby — all of it fit, with room left over for the things I love: traveling the world, music festivals, Disney trips, saying yes to life.I'm not someone who got financially secure by giving things up. I got there by getting clear on what actually mattered to me, and making sure my money went there first.That's exactly what I help my clients do — go from money stress to money confidence, with a plan that fits your real life.
Services
New clients receive 2 months of YNAB free in addition to any free trials offered by YNAB!
The following are my current YNAB packages, but I also offer custom plans tailored to your specific needs.
Contact
Ready to get started?
Book a free 30-minute intro call — no commitment, just a conversation about your goals and how I can help.
Feel free to share where you are with your finances, if you've used YNAB, and what you're hoping to get out of coaching. No need to have it all figured out.
Thank you!
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